“We believe that a new generation payment service is interactive, intuitive and is delivered in the most flexible and cost effective way for our clients regardless of national borders.”

Christo Georgiev
Founder of Intercard Finance

Why choose Intercard Finance

Intercard Finance AD is Payment and Electronic Money Institution, that holds full membership license of MasterCard, VISA,JCB and SWIFT and is authorized under the Payment Services Directive (PSD 2007/64 EC) and under the e- Money Directive (2009/110/EC).

We provide wide range of payment services

Intercard Finance AD targets both private and corporate clients offering a wide range of payment services, including issuing and acquiring of debit and credit cards, prepaid and Giftcards, on-line managed payment accounts, issuing of guarantees, foreign exchange services, internal and international (cross-border) payment transactions to and from another payment institution, utility bill payments, e-payments and m-payments.


December 2015 - Intercard Finance added 4 new countries for the JCB acquiring Business. We are now able to process card payments in Spain, Portugal, France and Croatia …

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Our business

Leading issuer of electronic money,
licensed under the E-money Directive

Acquiring institution, accepting payments
on POS or via Internet with cards, bearing the logo of MasterCard, VISA and JCB

Issuing of debit, credit and pre-paid cards bearing the logo of MasterCard, VISA and JCB


Accept Credit, Debit, Pre-paid Cards and On-line Payments
Point of Sale Terminals
Custom tailored eCommerce Solutions
Full-featured web based platform
E-wallet payment accounts

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Issuing of credit cards bearing the logo of
MasterCard and VISA, for personal and corporate clients
Cobranded credit card programs

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Reloadable iPay MasterCard Prepaid Card
Universal design for various holidays and special occasions
bearing the logo of GiftCard and other Merchant or company

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